Senior Care Cost Calculator
Estimate monthly care costs in your area based on national averages.
Frequently Asked Questions
How are these estimates calculated?
Our estimates are based on published national and state-level averages from the Genworth Cost of Care Survey and similar industry benchmarks. We apply state-level cost multipliers to national median figures. Actual costs vary by provider, location within a state, level of care, and amenities.
Does insurance cover senior care?
Medicare covers short-term skilled nursing and limited home health services but does not cover long-term custodial care. Medicaid may cover nursing home and some home care costs for those who qualify financially. Long-term care insurance, if purchased in advance, can help cover assisted living, nursing home, and in-home care expenses.
What's the difference between nursing home and assisted living?
Nursing homes (skilled nursing facilities) provide 24/7 medical care and supervision for residents with serious health needs. Assisted living communities offer help with daily activities like bathing, dressing, and medication management in a more residential setting, but typically do not provide intensive medical care.
How can I reduce care costs?
Consider combining care types (e.g., adult day care during the week with family caregiving on weekends). Look into veterans benefits, Medicaid waiver programs, and local Area Agency on Aging resources. Comparing multiple providers on our platform can also help you find competitive pricing in your area.